Imagine being able to purchase that dream product without worrying about upfront payments. With the Bajaj Finserv Insta EMI Card, you can do just that. This powerful financial tool allows you to shop now and pay later through No Cost EMIs, giving you the flexibility to afford what you want without straining your budget.
Gone are the days of putting back items due to price tags that seem out of reach. The Insta EMI Card lets you take home your favourite products without paying anything upfront, making it easier to manage your finances while enjoying what you love.
With the rapid growth of e-commerce and the demand for convenience and transparency, traditional financing methods like credit cards often fall short. They come with hidden fees, high interest rates, and rigid terms that don’t meet the needs of today’s consumers. That’s where the Bajaj Finserv Insta EMI Card shines.
What is No Cost EMI? No Cost EMI allows you to shop and pay later in interest-free instalments. You can decide on a flexible repayment term—ranging from 1 to 60 months—based on what suits your budget. This way, you can buy the latest smartphone, laptop, or home appliances without any financial stress.
Why Choose the Bajaj Finserv Insta EMI Card? The Insta EMI Card offers a pre-approved limit of up to Rs. 3 lakh, giving you the freedom to make big-ticket purchases without worrying about overspending. Use the card across major e-commerce platforms and over 1.5 lakh partner stores in more than 4,000 cities nationwide. During festive seasons, you can even benefit from zero down payment offers, meaning you don’t have to pay anything upfront.
Repaying your EMIs on time not only makes it easier to manage your finances but also helps boost your credit score, opening up future credit opportunities. The Insta EMI Card also comes with transparent pricing and no foreclosure charges, ensuring a smooth financial experience with no hidden costs.
How the Insta EMI Card Helps You Save One of the best features of the Insta EMI Card is that it lets you stretch your repayment over longer periods, reducing your monthly financial burden. For instance, if you buy a product worth Rs. 50,000, you could spread the payments over 12 months at Rs. 4,167 per month, or 24 months at Rs. 2,083 per month—allowing you more room in your monthly budget.
With a credit limit of up to Rs. 3 lakh, you can make multiple purchases across different product categories while keeping your finances balanced. By spreading out your expenses into manageable EMIs, you can get the products you want without compromising your financial health.
How to Apply for the Bajaj Finserv Insta EMI Card Getting your hands on the Insta EMI Card is easy. Indian nationals aged 21 to 65 with a regular income source and a credit score of 720 or above are eligible to apply. You can apply online via the Bajaj Finserv website or the Bajaj Finserv App, or visit any Bajaj Finserv partner store. The required documents include your PAN and Aadhaar card, proof of address, bank account details, and IFSC code for e-mandate registration. The card comes with a one-time joining fee of Rs. 599.
With the Bajaj Finserv Insta EMI Card, you can enjoy life’s luxuries—whether it’s a dream vacation or new home furnishings—without compromising your finances. Join the growing community of Insta EMI Card users today by visiting the Bajaj Finserv website or downloading the app.
Terms and conditions apply.